Plan Your Dream Home with Mortgage Calculator UK

When the pandemic started 2 years ago, we had different realizations, priorities have changed, the world stopped and most of us were left clueless. As 2020 passed and restrictions were slowly lifted, I know a lot of families have opted to move out of the city and live in the province or by the beach, now especially with the option of working from home and online distance learning for the kids, you can practically live anywhere as long as there's a stable internet connection. We live in a mid-rise apartment complex, I've lived here most of my life. With the pandemic, I'm sure I'm not the only one who realized the importance of going outdoors, seeing greeneries and breathing fresh air. My kids are getting bigger, both wanting their own room/space, I want a bigger kitchen and pantry and our own outdoor space. 

First things first, buying a house or any real estate is definitely not an easy feat. I remember when I was a kid, we would always tag along with my uncle every weekend, going to different cities looking at properties for sale. I didn't understand then but now I do. There are a lot of things to consider before buying a property like location, accessibility to hospitals, schools, groceries, stable internet connection and most of all the price and how to pay for it - I know I am not the only clueless about this, right?

That's how I discovered Mortgage Calculator UK. Although the website is in pounds, you can just change it to peso. For someone who is clueless about things like me, an online tool like this is a big help whether I am buying a home now or for the future. Simply input the amounts and it will automatically calculate for you! The computation below is an example for a property/home with the price of Php5,000,000 with a deposit of Php1,000,000, etc. With this tool, I can play around with the numbers to find something that works for us. 
Bookmark this website now!

If we were to move any time soon, I would really love to move out of the city. My husband who grew up in the province has been reminiscing his childhood and if we are to move and I am ok with it, he wants to go back to living in province. There's less traffic and stress and life would be simple too. I would want that too! 

The pandemic is still here and is here to stay but I am hoping that 2022 will be a better year for all of us. I've been reading articles on real estate like this: The Future of PH Real Estate to gauge the real estate situation as well as checking real estate prices at

The Mortgage Calculator has different calculators in their website and just the same as their mortgage calculator, you just input the value and it will automatically calculate for you. These calculators are really really helpful especially when you don't know where to start. This makes planning/buying your dream home much more reachable/attainable! Steps on How I Ordered My Kids' Birth Certificate and My Marriage Certificate Online

Do you keep records of your kids', husband's and your birth certificates and marriage certificate? I always make sure to have copies at home just in case for school requirements, traveling, etc. There are a lot of ways to get your PSA issued and certified copies like going to PSA (you need to set an appointment) or going to SM Bills Payment Center (I did this once and you need to go back after a week to claim it) but I'm still not comfortable going out as much. Just recently, my son asked for his baptismal certificate for a school requirement which gave me the chance to go over records which I haven't done in awhile. And I found out that I don't have PSA copies of my kids' birth certificate and my marriage certificate. Good thing, I saw a post on PSA Birth Certificate Online Application on Mommy Bloggers Philippines and it gets delivered straight to your home!

Ordering is very easy! Just follow the steps below on how to order a Birth Certificate:

Step 1: Go to and click on "Order Now"

Step 2: Choose the certificate type you would like to order

Step 3: Pick an option if you are requesting the certificate for you or someone else. If for someone else, select whose certificate you are requesting it for. 

Step 4: Fill out all of these information

On Page 7, it will ask you the purpose of your request. I just put "for future use". 

After doing all these steps, you will immediately receive an email about your order and it's ready for payment. PSAHelpline has various payment options: online payment, over-the-counter, etc and you can choose the most convenient way for you! Each certificate is Php365, while CENOMAR is Php420.

They also send email for payment reminder, when it's processed, released and when your order has been dispatched. I also appreciate that they send text messages especially for people who are very busy and tend to forget about these things. They also send text messages when your order is being delivered that day. My order was processed on May 12 and out for delivery on May 14.

This is IMPORTANT. Make sure that you're home when your order is being delivered because they do not allow authorization letters or allow another person to receive it for you. Make sure to have a valid ID ready as well. My first delivery was actually a FAILED DELIVERY because I was asleep and my phone was on silent mode. They sent a text that it will be delivered that day (Saturday) but since I wasn't able to answer my phone, it was a failed delivery. I also received an email that it was a failed delivery and it included instructions on how to schedule the next delivery. Since it was the weekend, I wasn't able call to reschedule. 

Good thing, they redelivered on Monday morning! I was awake and ready! Haha! I gave my Driver's License in which the delivery guy copied my license number on his gadget after scanning the QR codes on the packets. Whew! 

Each certificate came in their individual plastic packets. An official receipt was also attached to each of the certificates. 

I also ordered my Marriage Certificate which has almost the same steps except for other information you need to input like your husband's name and date of marriage. They all arrived the same day btw.

PSA Birth Certificate Online Application has made ordering certificates very easy! It's convenient, no need for us to go out and spend for gas and parking and the amount of time and effort to spend on driving and traffic! And with the Senate approving the bill on lifetime validity of birth, death, marriage certificates, Php365 is really worth it! 

Thank you Mommy Bloggers Philippines for letting us know about this service!

Cleene CLIO makes Clean Teeth possible for Families this World Oral Health Day 2022

 Manila, Philippines - On World Oral Health Day, Cleene CLIO invites everyone to celebrate by practicing proper oral healthcare with their families.

A product of proudly Filipino company PHILUSA Corporation, Cleene CLIO has been an ardent supporter of this global oral health initiative, especially with oral care given less priority during the pandemic when accessibility to dentists and visits to oral health facilities were challenging at the height of the lockdowns.

To emphasize the importance of good oral health practices at home, Cleene CLIO has partnered with Manila Water Foundation and Philippine Dental Association to provide oral health kits to various barangays and schools as part of this year’s World Oral Health Day activities. Over 2,000 health kits containing Cleene CLIO toothbrushes and Dental Floss Premium from Cleene CLIO and PHILUSA were distributed to 12 barangays and to the chosen hygiene facility in Dinalaonan Elementary School in Pangasinan.

And as a special treat for World Oral Health Day, selected Cleene CLIO products will be sold at 20% off exclusively in Mercury Drug stores nationwide until April 15, 2022.

Cleene CLIO continues to be the partner of every Filipino family in promoting good oral hygiene by offering a wide range of affordable and quality toothbrushes.

Cleene CLIO toothbrushes are made with MicroFine Soft Bristles that help penetrate and clean hard to reach areas for better interdental cleaning and a gentle brushing experience. The tapered bristles penetrate between teeth and gums for thorough cleaning, while the rounded shape of the bristles remove plaque and prevent teeth and gum damage.

There is a Cleene CLIO toothbrush for every member of the family that is affordable and has world-class quality. For those wanting extra care and protection for your teeth, Cleene CLIO offers its Refreshing Green Tea and Ultimax Charcoal under their Special care line. While for those needing specialized care, Cleene CLIO has its Kiddie and Junior as well as 40+ for sensitive gum and teeth. It also has its economy toothbrushes for general oral health care for any age.

Cleene CLIO is available at Mercury Drug, leading supermarkets, drugstores and other retail stores nationwide as well as on all leading ecommerce websites: Shopee, Lazada, and the PHILUSA Online Store.

About Philusa Corporation

Established in 1957, Philusa Corporation remains as one of the country’s leading marketers of high quality and competitively priced personal care, household care, baby care and selected pharmaceutical products, making it the source of pride for its customers, business partners, employees and shareholders.

Now with 10 branches in key cities nationwide, Philusa Corporation is a market leader or major player in different categories like cotton (Cleene), cotton buds (Babyflo Gentle Buds), wound care management (MEDIPLAST), bathroom deodorizer and air care (ALBATROSS), home care and muriatic acid (Gleam and Apollo), home remedies (RHEA Alcohol, RHEA Aceite de Manzanilla and RHEA Hydrogen Peroxide), and uni-branded generic medicines (RHEA Generics).

Philusa Corporation continues its operations, guided by the core values it lives by — championing sustainability; placing its customers’ needs first; achieving the best possible results through innovation, continuous quality improvement, and teamwork; taking proactive steps in delivering its commitments on time; acting with integrity by doing what is right; and having genuine concern for its customers, employees, and the company itself though taking initiatives in helping one another.

Apples & Dumplings is part of Mommy Bloggers Philippines community!

Good Tennessee Cities to Catch a Live Performance

Tennessee is one of the best states for live music. It's home to a lot of great artists and venues for live performances. Some of the top cities in Tennessee are Nashville, Memphis, Knoxville, and Chattanooga and here’s why.


Knoxville is one of the best cities in Tennessee to catch a live performance. It offers a wide range of venues, from small and intimate to big and grand, with an eclectic mix of music.

Knoxville has a vibrant downtown filled with bars, restaurants, and shops. There are also plenty of outdoor activities to enjoy during the day and night. A great time to visit Knoxville is during the fall when you can catch the fall colors along with some live performances.

Knoxville has become one of the top destinations in Tennessee which makes sense as to why Knoxville real estate is booming, with a wide range of homes for sale and rent. This makes it easy for people who are looking for a new home or just want to move around as they explore the music scene or are trying to become an artist themselves.


Nashville is one of the best cities for live music, but it also has a lot to offer for other types of entertainment as well. It’s known for its country music scene, but there are also museums, theaters and sports teams that make Nashville an excellent city for people who want to enjoy different types of entertainment all throughout their visit.

Nashville is one of the best Tennessee cities to catch a live performance, with many venues hosting some very popular events throughout their year.

If you're looking for something to do on a Friday night, head over to Broadway or Ascend Amphitheater where you can find the best in country, rock, and pop music.


Memphis is a city that has been in the spotlight for decades. It is one of the best cities to catch a live performance, whether it be rock, country, jazz, or blues.

Memphis has been home to some of the greatest musicians and performers in history. Artists like Elvis Presley, Johnny Cash, Roy Orbison and Jerry Lee Lewis are just a few examples of artists who have called Memphis home.

Memphis is also home to some great museums which are worth visiting if you want to learn more about the history of American music.


The city of Chattanooga has a lot to offer when it comes to live music. It has become one of the most popular destinations for touring artists and musicians in recent years. The city also boasts several venues where you can catch a show or two if you're lucky enough.

Chattanooga has a lot of venues for live music and performing arts, as well as a number of venues for hosting large-scale events. With its central location, it is easy to get to the city from most other places in Tennessee.

The city also has a number of festivals and events that take place each year, such as the Chattanooga Riverbend Music Festival.

Women Entrepreneurs I Admire

“A girl should be two things: who and what she wants” - Coco Chanel

I believe empowering women is essential especially that I am raising a daughter. I want her to be able to do what she wishes to accomplish in her life related to career, education, and any other things. It's important for me to let her know that she has equal rights in everything she does and her papa and I will fully support her.

I am an entrepreneur myself but there's still a lot of things to learn in having a business and running it. There are a few women entrepreneurs that I look up to and admire. Let me tell you who they are.

Meet Ikram Zein, she is the founder of Lyra Swim – a modest swimwear brand founded in 2017 who was tired not being able to find a swimwear suited her lifestyle but also reflected her style, beliefs and philosophy.When I first saw the swimwear on the website, I find them really beautiful! I first learned about burkinis from a movie I watched years ago. Lyra Swim's designs are so elegant, beautiful and has good workmanship. You know when a brand is made with passion and that's Lyra Swim! 

Second is Charlotte Cho! Ever since getting into Korean skincare and skincare in general, Charlotte Cho's name has been coming up in every vlog, Google search I did so I Googled her and I've been fan ever since. She is the entrepreneur behind Soko Glam and Then I Met You and the author of The Little Book of Korean Skincare and The Little Book of Jeong. She is known to have made Korean beauty a big thing in the US.

Last but not the least is Marie Kondo, the world famous organizing consultant. I love her organizing philosophy. I've read her books but I love her Netflix show more. I apply a little KonMari at my home too! I love her minimalist approach on organizing things and things sparking joy! Now, she heads a global tidying empire! She trains people to be KonMari consultants all over the world and now even has a line of organizing products at the Container Store.

I have more women entrepreneurs who I look up to and these are just some of them! I will share more in the future! Hope you liked this article.

Meet Nacific's Newest Red Origin Salicylic Acid Line

The Skincare Curator kindly sent the whole Red Origin Salicylic Acid Line and I am currently testing them! Each product contains DERMA-CLERA™, a patented Korean medicine - - an ingredient derived from Cynanchum atratum extract - - that acts as soothing ingredient for sensitive skin.
This new skincare line has 4 products:
Origin Red Salicylic Acid Wash-Off Serum
Origin Red Salicylic Acid Toner
Origin Red Salicylic Spot Cream
Salicylic Acid Clarifying Mask

Review soon! In the mean time, follow me on Instagram @glowbycai for more skincare reviews!

Shop your Nacific products on Lazada:

Online Cooking Games and More at!

December was a busy month and I haven't had the chance to sit down and blog again. So Hello! Happy New Year! We went on a short vacation before New Year to recharge and be with family who I haven't seen in two years. January didn't actually start on a good note because I got Covid but I'm well now and doing good!

Because I was in isolation for 14 days, I couldn't just watch Netflix all day so it was a good thing that I discovered another website for online games, it's And yes, it's all food and culinary-related games! It says Kids Food/Cooking Games but it also can be enjoyed by us with kids-at-heart! Right?! There are over 150 online games about food, farming, cooking, the culinary arts, the restaurant business and hospitality-related careers.

I love playing online games for killing time or when I need a break from whenever I work on my laptop. I had so much fun playing the games. There are games that you need to play continuously (and gets really addicting!) and there are short and quick games with different levels.

Sharing with you some of my favorite games on the website: Tap Supermarket and Coffee Shop!

Tap Supermarket is an isometric game where the player must manage a grocery store including restocking produce, expanding the line of goods sold, and checking out customers. As you proogress through the game you can unlock new displays.
When my son saw me playing Tap Supermarket, he wanted to try it too! I gave him the link and he has been playing this game too! It's really fun but at the same time it's exciting you're able to unlock all the displays!

Coffee Shop is a simulation game where you see how much money you can help Cafe Calypso earn in a month. The game includes factors like stocking ingredients, ingredient spoilage, changing drink formulas, managing drink price, and changing consumer demand based on changes in the weather.
I am still getting the hang of this game but I am also enjoying this too especially when my coffee sells out! 

And when I don't feel like playing simulation games, I play idle games like Burger Maker, Pancake Pile-Up and Pizza Party. Hey, they're all my favorite food! Haha!

Here, you just stack up the ingredients base on the order.

On Pizza Party, you just put the ingredients of their pizza order and as you level up, you unlock more pizza flavors!
Here, you need to stack pancakes as high as you can! I piled up 39 pieces until it fell down.

What I like about online games is that I don't to install it on my computer or on my phone. I can just bookmark and just go the website whenever I want to play. Also, I appreciate that there's no ads while I play so I can just continuously play Tap Market as long as I want to! :) While some of the games load slower than the other, I really don't mind, but I hope they can fix that. There are over 150 games on the website, you will never ran out of games to play with. I'm sure you would find a game or 2 that you'll like.